After my car accident, I went through an incredibly challenging time. Thanks to Lawyer Jun Lee and his exceptional team, I received tremendous support and strength.
Jay Kim
Personal Injury Client
North York
North York Personal Injury Lawyer
If you were hurt in North York, you do not need to look downtown for help. VC Lawyers is based right here, at Finch and Keele. This is not an office we drive out to when a file comes in. It is where we work every day, and it is where we live.
Your North York firm
Our office is at 1110 Finch Ave W #310, at Finch and Keele, minutes from Highway 401, Highway 400, and Allen Road. We help people across North York who were hurt in car accidents, slip and falls, dog bites, and other serious incidents, and people whose disability or accident benefit claims were denied. On those injury and denied-claim files the first consultation is free and you pay no legal fees unless we win. Our phone line answers emergencies 24/7, and if you are in hospital or cannot travel, we arrange for a health assessor, such as an occupational therapist, to visit you in hospital or at home and assess the care you need, at no cost to you.
More about usGet in touch
Looking for legal help? Speak directly with a lawyer
Tell us what happened and a lawyer will personally review your case. Personal injury consultations are free and there are no fees unless we win. For all other practice areas, a consultation fee applies.
- $30M+ recovered for injury clients
- Phone line answered 24/7
- Service in English, Korean, and 6+ more languages
Prefer to call? (416) 661-4529
What we handle
Injury cases we take on in North York
The full range of personal injury and insurance claims, handled from our Finch and Keele office.
/01
Car & Vehicle Accidents
Car, truck, motorcycle, bicycle, and pedestrian accidents, including hit and run and uninsured driver claims. All of the GTA, served from our North York office.
/02
Slip & Fall Injuries
Including winter falls on ice, where a strict 60-day written notice rule can decide your claim before it starts.
/03
Brain Injuries
Concussion and TBI claims, including catastrophic impairment cases where up to $1,000,000 in combined benefits may be available.
/04
Spinal Cord Injuries
Life-altering injuries demanding lifetime care funding, built on the medical-legal record from day one.
/05
Dog Bites
Ontario law holds owners responsible even if the dog never bit anyone before.
/06
Long-Term Disability Denials
When an insurer cuts off the income you were counting on, we review the policy and pursue the benefits you were promised.
/07
Denied Accident Benefits
We dispute insurer denials at the Licence Appeal Tribunal, where many denials do not survive a proper challenge.
/08
Wrongful Death Claims
Brought with care for North York families facing the worst.
Browse by category
Our North York practice, organized
/01
Vehicle Accidents
Every road user, every vehicle, every framework.
/02
Catastrophic & Serious Injuries
Brain, spinal, amputation, burns, and wrongful death.
/03
Disability & Insurance Claims
LTD, CPP, critical illness, SABS, and denied claims.
/04
Premises Liability
Slip and fall, dog bites, pools, decks, and property claims.
/05
Workplace & Specialty Claims
WSIB, work injuries, malpractice, and birth injury.
/06
All Toronto Practice Areas
The full Toronto personal injury practice this North York silo mirrors.
Not sure where you stand? One conversation will tell you.
This is home
Personal injury law is provincial, but injuries are local. The crash happens at a real intersection. The fall happens on a real sidewalk. The treatment happens at a real hospital. A firm that lives and works in North York starts your case already knowing the ground. None of this replaces legal skill. It speeds it up.
Avi Vaturi & Jae Hyon Cho, Founding Partners
Trusted by accident victims and families across North York and the GTA
In the numbers
North York's injury firm
- Recovered for our clients
- $30M+
- Cases handled
- 4,000+
- Languages spoken
- 8
- Phone line for emergencies
- 24/7
The deadlines here are shorter than most people expect.
The North York context
Why a North York lawyer makes a difference
Local knowledge means faster evidence gathering, better questions, and a case built on real details instead of generalities. Here is the ground we already know:
The corridors where serious collisions happen
Most of our collision files come off a handful of roads. Highway 401 cuts straight through the middle of North York and is the busiest stretch of highway in North America, with Allen Road and Highway 400 feeding into it. Running north and south are Jane, Keele, Dufferin, Bathurst and Yonge. Running east and west are Finch, Sheppard, Steeles, Lawrence and Wilson. We know the intersections people worry about, from Jane and Finch to Yonge and Sheppard.The transit our clients ride
Our clients ride the same lines we do. Line 1 runs through North York on both its Yonge and University branches, Line 4 crosses along Sheppard, and the Finch West LRT passes our front door. A transit injury carries its own notice deadlines, and they are short, so the sooner you call, the more of the claim we can protect.Where your claim actually goes
It depends on how bad the crash was. If nobody was badly hurt, you report the collision yourself at the Collision Reporting Centre, 113 Toryork Drive. If someone was seriously injured, the treatment usually happens at North York General on Leslie Street, Humber River Health on Wilson Avenue, or Sunnybrook, the regional trauma centre just south of us. We then request the records from whichever hospital treated you, because those records are what the claim is built on. And if an insurer denies an accident benefit, that dispute is heard at the Licence Appeal Tribunal, where we appear constantly.We speak your language
North York is one of the most multilingual places in Canada, and our firm reflects it: English, French, Korean, Hebrew, Spanish, Cantonese, Mandarin, and Nepali. You should never have to fight an insurance company in your second language.Ties that run deep
Our long-standing work with the Korean community runs through the Korean Legal Clinic and our affiliation with the Korean Consulate. From Willowdale to Downsview, our clients come from every background, and every one of them gets straight answers in words they fully understand.
How we handle your case
Our process is simple and built around you
- 01
Step 1: Free Consultation
We listen to what happened, in your language, and give you an honest opinion about your options. No pressure, no fee, no obligation. - 02
Step 2: Investigation and Evidence
We move fast to preserve what matters: photos, camera footage, witness accounts, police and Collision Reporting Centre records, and your medical file. Deadlines start running from day one, and some are short. - 03
Step 3: Building Your Claim
We file your accident benefit forms, notify the right parties on time, gather expert medical evidence, and value every part of your claim, from pain and suffering to lost income to the cost of future care. - 04
Step 4: Settlement or Trial
Most cases settle, often at mediation. We prepare every file as if it will go to trial, because that preparation is what produces strong settlements. If trial is what it takes, we are ready.
Every situation is different. Yours deserves a specific answer.
Know before you call
Ontario injury law, in four rules
A few rules shape every North York injury claim, and knowing them early protects you.
- 01
Deadlines are shorter than you think
You generally have 2 years from the day you knew or ought to have known you had a claim, which is usually the day of the injury, to start a lawsuit. Some notice periods are much shorter: 60 days written notice for a fall on snow or ice, 10 days for a fall on a municipal sidewalk in disrepair, and 120 days to give notice of a car accident lawsuit. - 02
Car accident claims changed on July 1, 2026
Most accident benefits, including income replacement, became optional purchases rather than mandatory coverage. Eligibility for the optional benefits was narrowed. And auto insurance now pays first for medical claims, so your own extended health or employer coverage is no longer drawn down first. What you can claim depends on the coverage the policy actually bought. - 03
The deductible nobody mentions
Pain and suffering awards in car accident cases face a deductible of $47,913.01 in 2026, which disappears if the award is high enough. Slip and fall and dog bite claims have no such deductible. - 04
Denied benefits are not the end
Insurer denials can be disputed at the Licence Appeal Tribunal, and many denials do not survive a proper challenge. Do not take a denial letter as the final word.
Rather ask someone who handles these matters every week?
Google
Verified Reviews
4.8 rating of 150 reviews
What North Yorkclients say
Review us on GoogleHe helped me with both my car accident case and the buying and selling of my home. Everything was handled professionally and efficiently.
Yoon Jung
Personal Injury & Real Estate Client
Vaturi & Cho LLP is an outstanding law firm. They explain even complex matters clearly, and their dedication to achieving the best outcomes is truly impressive.
Jong Ko
Client
The fact that I could consult with a Korean lawyer in my own language was an enormous comfort.
Grace Hong
Personal Injury Client
The office of Lawyer Jae Hyon Cho handled my case quickly and worked their hardest to wrap things up exactly the way I wanted. I'm so grateful. Every staff member was kind.
KYOUNGHEE AN
Personal Injury Client
We've worked with them on several urgent tasks for real estate and corporation related matters and his professionalism and client-centered work have been incredibly helpful for us.
Jinah Lee
Real Estate Client
They are professional, responsive, and knowledgeable. Jae took his time to explain the many pages of legal jargon that would otherwise be difficult to understand.
Kevin Chiu
Client
After my car accident, I went through an incredibly challenging time. Thanks to Lawyer Jun Lee and his exceptional team, I received tremendous support and strength.
Jay Kim
Personal Injury Client
He helped me with both my car accident case and the buying and selling of my home. Everything was handled professionally and efficiently.
Yoon Jung
Personal Injury & Real Estate Client
Vaturi & Cho LLP is an outstanding law firm. They explain even complex matters clearly, and their dedication to achieving the best outcomes is truly impressive.
Jong Ko
Client
The fact that I could consult with a Korean lawyer in my own language was an enormous comfort.
Grace Hong
Personal Injury Client
The office of Lawyer Jae Hyon Cho handled my case quickly and worked their hardest to wrap things up exactly the way I wanted. I'm so grateful. Every staff member was kind.
KYOUNGHEE AN
Personal Injury Client
We've worked with them on several urgent tasks for real estate and corporation related matters and his professionalism and client-centered work have been incredibly helpful for us.
Jinah Lee
Real Estate Client
They are professional, responsive, and knowledgeable. Jae took his time to explain the many pages of legal jargon that would otherwise be difficult to understand.
Kevin Chiu
Client
Why people choose VC Lawyers
The right firm handles everything so you can focus on recovery
Choosing the right personal injury law firm after an accident in Toronto can mean the difference between a lowball settlement and the full compensation you deserve.
/01
No Fees Unless We Win
Personal injury cases run on a contingency basis. You pay nothing upfront.
/02
Free Personal Injury Consultation
Speak with an injury lawyer today at zero cost. Other practice areas are quoted before we start.
/03
24/7 Emergency Hotline
The phone line is answered around the clock, so you can call when you need us most.
/04
In-Home & Hospital Assessments
Too injured to travel? We send a health assessor to you in hospital or at home, at no cost to you.
/05
Multilingual Legal Team
Services in 8 languages so nothing gets lost in translation.
/06
Boutique Firm, Big Results
You’re never just a case number. Get direct access to your lawyer.
Our team
Meet your North York legal team
Your file is handled by experienced personal injury lawyers who know Ontario's injury and insurance system inside out, supported by clerks and case managers who keep you informed at every step. You will never be left wondering what is happening with your case.
Maurice Vaturi
Senior Counsel
Avi Vaturi
Founding Partner
Jae Hyon Cho
Founding Partner
Jun Ki Lee
Lawyer
Allan Weiss
Lawyer
Where in North York do we serve?
Everywhere, and we mean it
Our clients come from Willowdale, Newtonbrook, Bayview Village, York Mills, Hoggs Hollow, Lansing, Clanton Park, Bathurst Manor, Westminster and Branson, Downsview, Jane and Finch, Black Creek, Humber Summit, Humbermede, Emery, Pelmo Park, Maple Leaf, Amesbury, Victoria Village, Parkway Forest, Henry Farm, Pleasant View, Hillcrest Village, Bayview Woods, Don Valley Village, Flemingdon Park, and Don Mills. We also serve clients across the rest of Toronto and the GTA from this office.
Our office is at 1110 Finch Ave W #310, near Finch and Keele, with parking on site. By transit, take the Finch West LRT or the bus network connecting from Finch West Station on Line 1.
Frequently asked questions
From North York clients
How much does a personal injury lawyer cost in North York?
Nothing up front. We work on a contingency fee, so our fee is a percentage of what we recover, and only if we recover. The percentage is set out in a written agreement before we start, and the first consultation is always free.How long do I have to make a claim?
Usually 2 years from the day you knew or ought to have known you had a claim, which is normally the day of the injury, to start a lawsuit. Some notice deadlines are far shorter, including 60 days for falls on snow or ice and 10 days for falls on a city sidewalk in disrepair. Accident benefit forms also have deadlines measured in days. Call early, even if you are not sure you have a case.Where do I report a car accident in North York?
If anyone is injured, call 911. For property damage collisions, police usually direct you to a Collision Reporting Centre, and the North York location is at 113 Toryork Drive. You must report a collision to police if total damage looks like more than $5,000, and you must notify your own insurer promptly no matter what.What if the driver who hit me was uninsured or drove away?
You may still have a claim through your own policy's uninsured coverage or other sources. These cases have extra steps and tight notice rules, so get advice quickly.My insurance company denied my accident benefits. Is that final?
No. Denials can be disputed at the Licence Appeal Tribunal, and many denials do not survive a challenge. Bring us the denial letter and we will tell you honestly whether it is worth fighting.My long term disability was cut off. Can you help?
Yes. Disability insurers deny and terminate claims for many reasons that do not hold up. We review the policy, the medical file, and the insurer's reasons, and we pursue the benefits you were promised.Do you only handle car accidents?
No. We handle slip and falls, dog bites, brain and spinal injuries, wrongful death, disability denials, and denied accident benefits, along with every kind of motor vehicle claim, including pedestrians and cyclists.Can you help if I am still in hospital?
Yes. We arrange for a health assessor, such as an occupational therapist, to visit you at North York General, Humber River Health or Sunnybrook, or at home anywhere in North York, and assess the care you need. There is no cost to you. Injuries should never be the reason you cannot get legal help.What languages do you serve clients in?
English, French, Korean, Hebrew, Spanish, Cantonese, Mandarin, and Nepali. If your language is not on the list, ask. We will find a way to serve you properly.What should I bring to my free consultation?
Whatever you have: photos, the other driver's information, your insurance policy, medical papers, the denial letter if you got one, and your questions. Do not worry if you are missing pieces. We will help you gather the rest.
North York practice areas
More ways we serve North York
/01
North York Civil Litigation Lawyer
Every practice, one North York office.
/02
North York Corporate Lawyer
Every practice, one North York office.
/03
North York Employment Lawyer
Every practice, one North York office.
/04
North York Family Lawyer
Every practice, one North York office.
/05
North York Real Estate Lawyer
Every practice, one North York office.
/06
North York Wills & Estates Lawyer
Every practice, one North York office.
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Talk to us today, free
The insurance company already has professionals working on your file. You should too. Free consultation. No fees unless we win. Service in 8 languages. 24/7 phone intake for emergencies, and in-hospital and in-home assessments anywhere in North York at no cost to you.