After I was thrown by a sudden TTC streetcar stop, the commission ignored me. VC Lawyers stepped in, met the deadlines, and got me a settlement that covered my lost wages.
R. Patterson
Google Review

Vehicle Accidents
Overview
Were you injured in a public transit accident in Toronto? If you were injured on the TTC, GO Transit, UP Express, or another public transit vehicle, you may be entitled to compensation for your injuries. Our experienced public transit accident lawyer team handles personal injury cases involving public transit vehicles across Ontario, from sudden stops on a subway to collisions involving a bus, streetcar, or GO train. Unlike a standard motor vehicle accident, public transit accidents in Toronto involve strict statutory deadlines, government immunity rules, and complex accident benefits claims. Our personal injury lawyers at VC Lawyers have recovered over $30M+ in settlements for accident victims across the GTA, and we have the municipal liability experience to navigate the legal hurdles unique to public carriers. Call (416) 661-4529 for a free consultation. You don’t pay any fees until your claim is resolved.

Talk to us
The first 30-minute consultation is free and confidential. We will tell you within that conversation what your realistic options are, and what to do next.
No fee unless we recover. Home and hospital visits available across the GTA.
Our practice
VC Lawyers is a personal injury law firm with deep experience in the complex immunity and notice rules surrounding the Toronto Transit Commission (TTC) and Metrolinx. Suing a public transit company or government agency requires a different legal strategy than a standard motor vehicle accident case. Our personal injury lawyers are members in good standing with the Law Society of Ontario and focus on overcoming the hurdles unique to public carriers.
Types of public transit accidents we handle include sudden stops on a subway or bus, collisions with another vehicle, pedestrian strikes, slip and fall incidents at transit stations, closing door injuries, and accidents involving public transit vehicles on the road. If you were injured in a public transportation accident or seriously injured as a passenger on a public carrier, our experienced personal injury lawyer team knows how to protect your rights.
What sets us apart
The legal framework
A public transit accident claim is a personal injury claim filed by someone injured in a public transportation accident involving the TTC, GO Transit, UP Express, or another regional transit authority. Claims involving public transit vehicles are governed by a specific set of rules that differ from a typical motor vehicle accident case.
Unlike a private motor vehicle accident, formal written notice to the municipality or the Crown may be required before you can sue, and some of those notice steps run as short as 10 days. Miss the notice and you can lose the right to bring that part of your claim. Under the Insurance Act, public transit vehicles are also sometimes exempt from certain no-fault rules unless there was a physical collision with another vehicle or motor vehicle.
If the public transit vehicle was involved in a collision with another vehicle, you may be entitled to accident benefits under the Statutory Accident Benefits Schedule. Medical, rehabilitation, and attendant care funding is mandatory on every Ontario auto policy. Income replacement, non-earner benefits, and housekeeping support became optional purchases on July 1, 2026, and they reach only the named insured, that person’s spouse, dependants of either, and drivers listed on the policy.
Since that same date, the auto insurer pays medical and rehabilitation costs first, ahead of any extended health or employer plan. Whether those benefits come from your own auto policy or from another insurer depends on the circumstances of the accident, and section 268 of the Insurance Act sets the order in which insurers respond.
You can also pursue a tort claim against the public transit company for pain and suffering, future care costs, and economic losses. These claims require proving that the transit operator or the agency failed to meet their legal duty of care to passengers. Our personal injury lawyer team uses Vision Zero data, operator training records, and maintenance logs to prove that specific transit routes and intersections have a history of negligence, strengthening your tort claim for pain and suffering.
Liability
Determining liability in a public transit accident is rarely straightforward. Multiple parties may share responsibility, and our personal injury lawyer team investigates every angle to identify all liable parties. Liability in public transit accident cases may rest with:
Causes
Accidents involving public transit vehicles can happen to any passenger, pedestrian, or other road user. Understanding the common causes helps our personal injury lawyer team build stronger public transit accident cases. Common types of accidents include:
What we handle
Our personal injury law firm handles every type of public transit accident case across Ontario, including accidents involving public transit vehicles operated by:
Injuries
Public transit accident victims can suffer a wide range of injuries, from minor bruises to life-altering catastrophic conditions. A public transit vehicle weighs tens of thousands of pounds, and even a sudden stop or slow-speed collision with another vehicle can cause serious injuries. Our personal injury law firm handles cases involving:
Toronto
The TTC is the third-largest public transit system in North America, moving over 1.5 million riders every weekday. With that volume comes inevitable risk. Every year, hundreds of passengers are injured in a public transit accident. From sudden stops on the subway to collisions involving a bus, the range of accidents involving public transit vehicles is broad, and each type requires a specific legal approach.
Ontario’s no-fault insurance system applies differently to public transportation accidents. If the transit vehicle was in a collision with another vehicle, you can access accident benefits under SABS. If you were injured without a collision (for example, in a sudden stop or slip and fall on a transit platform), the rules are more complex, and the public transit agency may need to be sued directly through a tort claim.
Our personal injury law firm has extensive experience with the Licence Appeal Tribunal (LAT), which resolves SABS disputes, and with the Ontario Superior Court of Justice. This dual expertise allows our accident lawyers in Toronto to handle every aspect of your public transit accident claim.
After the accident
Next steps
The process
Urgency Note: A notice step as short as 10 days can apply to a municipal transit claim, and it is the deadline most often missed in Ontario personal injury law. Contact a personal injury lawyer as soon as possible after the accident.
Compensation
The amount of compensation you can recover depends on the severity of your injuries, fault, and the circumstances of the accident. Public transit accident victims may be entitled to compensation under multiple categories. Depending on the circumstances, your accident lawyer can help you pursue:
Find out what your public transit accident case is worth. Request a free consultation today.
How we fight
By the numbers
Case results
Our track record in public transit accident cases demonstrates why victims of public transit accidents across the GTA trust our firm. Each case reflects our commitment to helping accident victims secure the compensation they deserve.
After I was thrown by a sudden TTC streetcar stop, the commission ignored me. VC Lawyers stepped in, met the deadlines, and got me a settlement that covered my lost wages.
R. Patterson
Google Review
After I was thrown by a sudden TTC streetcar stop, the commission ignored me. VC Lawyers stepped in, met the deadlines, and got me a settlement that covered my lost wages.
R. Patterson
Google Review
Your legal team
Every client works directly with a dedicated personal injury lawyer who will guide them through every step of the accident claim.

Senior Counsel

Partner

Co-Managing Partner

Lawyer

Lawyer

Immigration Consultant
RCIC R529664 · RQIC 11726
FAQs
If you have questions about your public transit accident claim, our experienced personal injury lawyer team has answers. Below are the most common questions we hear from accident victims.
Local coverage
From the busy hubs of Union Station and St. George to the streetcar tracks on Queen Street and Spadina, public transit accidents are a daily reality in the GTA. Our personal injury law firm represents commuters, passengers, pedestrians, and cyclists injured in transit-related incidents across every neighbourhood we cover, including North York, Scarborough, Etobicoke, the downtown core, Willowdale, Markham, Vaughan, Richmond Hill, Mississauga, Brampton, Pickering, and Ajax.
Whether your case is heard at the Licence Appeal Tribunal (LAT) for SABS disputes or the Ontario Superior Court of Justice, our accident lawyers bring the local experience these forums demand.

Where we work
VC Lawyers serves clients throughout the Greater Toronto Area, including Toronto, North York, Scarborough, Etobicoke, Mississauga, Brampton, Oakville, Burlington, Vaughan, Richmond Hill, Pickering, Ajax, Whitby, Oshawa, Newmarket, and Aurora. We also represent clients across Ontario through video consultations and home/hospital visits when needed.
Languages spoken at the firm include English, Korean (한국어), Hebrew, Mandarin, and others depending on lawyer assignment.
Our office is located at 1110 Finch Avenue West, Suite 310, in North York, with parking and TTC access (Finch West subway and bus connections).
Why people choose VC Lawyers
Choosing the right personal injury law firm after an accident in Toronto can mean the difference between a lowball settlement and the full compensation you deserve.
Personal injury cases run on a contingency basis. You pay nothing upfront.
Speak with an injury lawyer today at zero cost. Other practice areas are quoted before we start.
We’re available around the clock when you need us most.
Too injured to come to us? We’ll come to you.
Services in 8 languages so nothing gets lost in translation.
You’re never just a case number. Get direct access to your lawyer.
Get in touch
Tell us what happened and a lawyer will personally review your case. Personal injury consultations are free and there are no fees unless we win. For all other practice areas, a consultation fee applies.
Prefer to call? (416) 661-4529
Related practice areas
The same practice, served from our office in North York.
Our flagship motor vehicle accident practice.
Commercial vehicle and tractor-trailer collisions.
Vulnerable road user crashes and rider injuries.
Vehicle vs. pedestrian collisions across the GTA.
Bicycle accident claims and Reverse Onus advocacy.
Unidentified-driver claims through MVACF and OPCF-44R.
Micro-mobility crash claims in Toronto.
Off-road recreational vehicle injury claims.
Cell phone, texting, and inattention crash claims.
US/Canada accidents and jurisdictional disputes.
TBI and concussion claims for transit-accident victims.
Catastrophic spinal injury claims.
Statutory Accident Benefits framework and disputes.