Maurice Vaturi
Senior Counsel
Personal Injury
Toronto Motor Vehicle Accident Lawyerfor car, truck, motorcycle, TTC, cycling, and pedestrian collisions
Trusted by accident victims and businesses across Ontario
Overview
Every vehicle accident produces a different legal file
A car cut off on the Don Valley Parkway, a truck crossing the centre line on Highway 401, a TTC streetcar that brakes too hard at College Station, a cyclist doored on King Street, a pedestrian struck in a Scarborough crosswalk, an e-scooter rider hit at a downtown intersection, a hit-and-run on a residential street in North York. The same accident type can produce vastly different legal files depending on the parties, the insurance policies, the medical outcomes, and the procedural deadlines.
Whatever vehicle was involved, the framework is the same. Ontario operates a no-fault auto insurance system layered with a tort claim against the at-fault driver. Your own policy provides Statutory Accident Benefits (SABS) regardless of who caused the crash. The tort claim provides additional recovery for pain and suffering, future income loss, and other heads of damages — subject to Ontario's verbal threshold and deductible.
VC Lawyers represents Toronto-area clients across every category of vehicle accident. The first 30-minute consultation is free, all cases are handled on contingency (no fee unless we recover), and we work in English, Korean, and several other languages.
Practice areas
Vehicle accident claim categories
Each accident type engages slightly different rules, evidence, and parallel insurance layers. Our practice covers the full range.
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Car Accidents
The most common collision type — passenger vehicle crashes producing fractures, soft tissue, and chronic pain.
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Truck Accidents
Commercial truck collisions with greater forces, federal regulations, and multi-defendant liability.
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Motorcycle Accidents
Riders face elevated injury severity. We pursue tort, SABS, and helmet/equipment-specific claims.
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Pedestrian Accidents
Pedestrians struck by vehicles often suffer lower-extremity fractures and traumatic brain injuries.
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Cycling Accidents
Cyclists hit by drivers face dooring, right-hook, and intersection collisions across Toronto.
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Public Transit (TTC & GO)
Slip and fall on streetcars, sudden braking on buses, GO Train incidents — public-carrier liability.
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Hit & Run
When the at-fault driver flees, your own SABS and uninsured motorist coverage become primary.
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Distracted Driving
Phone-use and other distraction cases — proving driver inattention through phone records and witnesses.
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Snowmobile & ATV
Off-road vehicle incidents under different regulations than on-road motor vehicle accidents.
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e-Scooter Accidents
Toronto's e-scooter pilots, rental companies, and rider-vs-pedestrian claims.
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Cross-Border Accidents
Canadians injured in the U.S. — coordinating SABS with state tort claims and OPCF 44.
Talk to us
Every vehicle accident case deserves a careful look
The first 30-minute consultation is free and confidential. We will tell you within that conversation what your realistic options are, and what to do next.
No fee unless we recover. Home and hospital visits available across the GTA.
Our team
The lawyers who will handle your case
Selecting the right Toronto vehicle accident lawyer means finding someone with relevant experience, a track record of success, and direct access throughout your file.
Avi Vaturi
Partner
Jae Hyon Cho
Co-Managing Partner
Jun Ki Lee
Associate
Allan Weiss
Associate
Kate Min Kwon
Immigration Consultant
RCIC R529664 · RQIC 11726
Frequently Asked Questions
We answered all
What should I do immediately after a vehicle accident in Toronto?
Seek medical attention, even if injuries seem minor. Call police if there is significant damage or injury — Ontario requires a report for damage over $2,000. Photograph the scene, the vehicles, and your injuries. Get the other driver's insurance and contact information. Report the accident to your own insurer within 7 days. Then call a personal injury lawyer before signing anything from the insurer.How long do I have to file a vehicle accident claim in Ontario?
The general tort limitation under the Limitations Act, 2002 is 2 years from the date of the accident. SABS applications should typically be submitted within 30 days. For accidents involving municipal vehicles or city-maintained roads, a 10-day notice requirement may apply. Earlier action is always better — evidence preservation, witness availability, and medical documentation all benefit from prompt legal involvement.What is SABS and do I qualify even if the accident wasn't my fault?
SABS (Statutory Accident Benefits Schedule) is Ontario's no-fault accident benefits system. Every Ontario auto policy includes SABS coverage. You are entitled to SABS benefits regardless of who caused the accident — including income replacement, medical and rehabilitation, attendant care, and other benefits. SABS is separate from the tort claim against the at-fault driver.How much is my vehicle accident claim worth?
Vehicle accident settlements vary enormously based on injury severity, occupation, age, fault apportionment, and insurance coverage available. Minor soft-tissue cases may produce $25,000–$75,000 settlements. Serious fractures and chronic pain cases reach $100,000–$500,000. Catastrophic injuries with permanent disability can exceed $1 million. The first consultation gives you a realistic range based on your specific facts.What does it cost to hire a vehicle accident lawyer at VC Lawyers?
All vehicle accident cases are handled on contingency — no fee unless we recover. The contingency percentage is set in writing at the start, typically 25%–33% depending on complexity and stage of resolution. Disbursements (medical records, expert reports, court fees) are advanced by the firm and recovered from the settlement. The first 30-minute consultation is free.What if the at-fault driver was uninsured or underinsured?
Your own Ontario auto policy includes uninsured automobile coverage ($200,000 minimum). If you carry the OPCF 44 endorsement, your underinsured motorist coverage extends to your full third-party liability limit (often $1 million or $2 million). Hit-and-run cases also fall under uninsured motorist coverage. We coordinate these layers with your tort claim to maximize total recovery.Can I claim if I was partially at fault for the accident?
Yes. Ontario follows the comparative negligence principle under the Negligence Act. Even if you were partially responsible, you can still recover damages — your recovery is reduced by your percentage of fault. A claimant 25% at fault recovers 75% of damages. Our job is to argue for the lowest defensible fault percentage and to push back on inflated insurer fault assessments.
Where we work
Service areas
VC Lawyers serves clients throughout the Greater Toronto Area, including Toronto, North York, Scarborough, Etobicoke, Mississauga, Brampton, Oakville, Burlington, Vaughan, Richmond Hill, Pickering, Ajax, Whitby, Oshawa, Newmarket, and Aurora. We also represent clients across Ontario through video consultations and home/hospital visits when needed.
Languages spoken at the firm include English, Korean (한국어), Hebrew, Mandarin, and others depending on lawyer assignment.
Our office is located at 1110 Finch Avenue West, Suite 310, in North York, with parking and TTC access (Finch West subway and bus connections).
Why people choose VC Lawyers
The right firm handles everything so you can focus on recovery
Choosing the right personal injury law firm after an accident in Toronto can mean the difference between a lowball settlement and the full compensation you deserve.
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No Fees Unless We Win
Personal injury cases run on a contingency basis. You pay nothing upfront.
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Free Personal Injury Consultation
Speak with an injury lawyer today at zero cost. Other practice areas are quoted before we start.
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24/7 Emergency Hotline
We’re available around the clock when you need us most.
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Home & Hospital Visits
Too injured to come to us? We’ll come to you.
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Multilingual Legal Team
Services in 8 languages so nothing gets lost in translation.
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Boutique Firm, Big Results
You’re never just a case number. Get direct access to your lawyer.
Get in touch
Looking for legal help? Speak directly with a lawyer
Tell us what happened and a lawyer will personally review your case. Personal injury consultations are free and there are no fees unless we win. For all other practice areas, a consultation fee applies.
- $30M+ recovered for injury clients
- Available 24/7, including weekends
- Service in English, Korean, and 6+ more languages
Prefer to call? (416) 661-4529
Take the next step
Injured in a vehicle accident? Talk to us before you talk to the insurer.
Don't wait. Ontario's limitation periods mean time is critical after a crash. The first conversation is free, the relationship is contingent (no fee unless we recover), and within 30 minutes you will have a clear understanding of your rights, your realistic options, and what to do next.
Related categories
Other practice areas
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Vehicle Accident Lawyers in North York
The same practice, served from our office in North York.
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Catastrophic Injury Lawyer Toronto
For brain, spinal cord, and life-altering injury claims.
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Disability Claim Lawyer Toronto
For SABS denials, LTD disputes, and CPP-D applications.
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Premises Liability Lawyer Toronto
For slip and fall and other property-based injury claims.
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Workplace Injury Lawyer Toronto
For WSIB, medical malpractice, and birth injury claims.
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Personal Injury Claims Toronto
Return to the master practice area overview.