
Maurice Vaturi
Senior Counsel

Vehicle Accidents
Overview
If you were injured in a bicycle accident anywhere in Toronto or across Ontario, our experienced bicycle accident injury lawyers are ready to fight for the full compensation your claim will support. At VC Lawyers, our dedicated Toronto bicycle accident lawyers represent injured cyclists across the GTA and throughout Ontario, from dooring accidents and right hook collisions to bike crash incidents caused by poor road conditions and municipal negligence. We work on a contingency fee basis, so you pay nothing unless we win.
Bicycle accidents are among the most serious incidents on Ontario roads. Cyclists lack the physical protection of motor vehicle occupants, meaning even low-speed crash events can result in traumatic brain injuries, spinal cord injuries, fractures, and severe road rash. Our experienced Toronto bicycle accident lawyer team knows the legal and insurance landscape that cyclists in Toronto face, and we press hard for every benefit and every head of damages an injured cyclist is entitled to.
Book a free consultation today. Available 24/7.

Talk to us
The first 30-minute consultation is free and confidential. We will tell you within that conversation what your realistic options are, and what to do next.
No fee unless we recover. Home and hospital visits available across the GTA.
Causes
Bicycle accidents occur when a cyclist is involved in a collision with a motor vehicle, a pedestrian, or a road hazard. Understanding how cycling crashes occur is the foundation of every bicycle accident claim, and cyclist accidents can be caused by a wide range of driver failures, infrastructure deficiencies, and road conditions that a skilled injury lawyer knows how to investigate and prove.
Many bicycle accidents involve drivers who violate the rules of the road, fail to check blind spots, or engage in distracted driving. Every accident occurs in unique circumstances, and our injury lawyer team investigates every factor to build the strongest possible case for every injured cyclist we represent.
Common causes of bicycle accidents in Toronto include:
Bicycle traffic has grown significantly across Toronto, but bike infrastructure has not always kept pace, and that gap creates dangerous conditions that result in serious bicycle accident cases every day. Cyclists in Toronto deserve better, and our Toronto bicycle accident lawyers fight to ensure every cyclist’s legal rights are fully protected.
The reverse onus
Understanding how cycling crashes occur is critical to building the strongest possible accident claims for every injured cyclist. Ontario’s Highway Traffic Act includes a powerful Reverse Onus provision, section 193, that significantly protects every cyclist involved in an accident with a motor vehicle.
When a motor vehicle is involved in an accident with a cyclist, the burden of proof shifts to the driver, who must prove they were not negligent. Under normal personal injury law circumstances, the injured cyclist must prove negligence. The Reverse Onus rule reverses that entirely, and an experienced lawyer knows how to leverage this provision to maximum effect in every bicycle accident case.
Even if a cyclist was not in a designated bike lane or committed a minor traffic infraction, the motor vehicle driver still bears the primary burden of proving they drove with reasonable care. The Reverse Onus rule is one of the most important legal protections available to cyclists in Toronto, and one of the primary reasons accident victims recover substantially more with proper legal representation than without it. Our experienced Toronto bicycle accident lawyer team applies this rule aggressively in every bicycle accident in Toronto we handle.
Accident benefits
Cyclists in Toronto frequently worry they cannot claim accident benefits because they do not own a vehicle. That concern is unfounded. Ontario law protects every injured cyclist regardless of car ownership.
Under Ontario’s no-fault Statutory Accident Benefits Schedule, every cyclist injured in a bicycle accident involving a motor vehicle is entitled to claim accident benefits through the responding auto insurance policy. Accident benefits coverage applies whether you are a cyclist, a pedestrian, or a passenger, and claiming accident benefits does not require you to own a vehicle or to hold your own auto insurance policy.
Accident benefits claims available to injured cyclists include:
Two points about that coverage have changed since July 1, 2026, and both matter to cyclists. Medical, rehabilitation and attendant care benefits are mandatory on every Ontario auto policy, and the auto insurer now pays for accident-related medical and rehabilitation treatment first, ahead of any extended health or employer plan, so an injured cyclist no longer has to run down a workplace plan before treatment is funded. The remaining benefits, including income replacement, non-earner, and housekeeping and home maintenance, are optional purchases that reach only the named insured, that person’s spouse, dependants of either, and drivers listed on the policy. Identifying the right policy is therefore an early priority in every cyclist’s claim.
Our accident benefits claims team handles all paperwork and ensures your application is filed correctly and on time. An experienced personal injury lawyer will know exactly which insurance policy applies to your specific situation. Do not let concerns about insurance keep you from pursuing the full value of your claim, because a consultation with our legal team clarifies every aspect of your coverage.
Injuries
Bicycle accidents result in a wide range of serious injuries. Because cyclists have no physical protection in a crash, even moderate-speed collisions with motor vehicles can cause catastrophic harm. The most common serious injuries our bicycle accident injury lawyers handle include:
The type of injury sustained directly affects the compensation available in a bicycle accident case. Our injury lawyer team ensures every physical, psychological, and economic consequence of your crash is properly documented and fully valued in every accident claim we pursue.
Compensation
Injured cyclists in Ontario can pursue multiple streams of compensation following a bicycle accident. Our bike accident lawyers pursue every available avenue on your behalf:
Bicycle accident cases can result in substantial settlements, particularly for catastrophic injuries. Our Toronto bicycle accident lawyers ensure every accident claim is properly documented and pursued to maximize total compensation.
What to do
Acting correctly in the immediate aftermath of a bicycle accident protects both your health and your legal rights. Here is what our bicycle accident lawyers recommend every cyclist do after a crash:
Deadlines
Time limits in Ontario bicycle accident cases are strict. Missing any one of these deadlines can permanently bar your claim:
Notify your insurance company within 7 days of any accident involving a motor vehicle, or as soon as practicable after that
Submit your accident benefits application within 30 days of receiving the application package
If the bicycle accident in Toronto was caused by a road or bike lane left in non-repair, provide written notice to the city within 10 days under section 42 of the City of Toronto Act, 2006
File a civil lawsuit within 2 years of discovering your claim, which for most cyclists is the date of the crash
Schedule a free consultation with our Toronto bicycle accident lawyers immediately after your crash. Our injury lawyer team manages every deadline on your behalf and protects your accident claim from the start.
Why VC Lawyers
When cyclists in Toronto need experienced bicycle accident lawyers who understand the unique legal and insurance landscape of cycling accident claims, VC Lawyers delivers results.
Our team
Every injured cyclist works directly with a dedicated bicycle accident injury lawyer who guides them through every stage of the claim.

Senior Counsel

Partner

Co-Managing Partner

Lawyer

Lawyer

Immigration Consultant
RCIC R529664 · RQIC 11726
FAQs
Toronto Bicycle Accident Lawyers

Where we work
VC Lawyers serves clients throughout the Greater Toronto Area, including Toronto, North York, Scarborough, Etobicoke, Mississauga, Brampton, Oakville, Burlington, Vaughan, Richmond Hill, Pickering, Ajax, Whitby, Oshawa, Newmarket, and Aurora. We also represent clients across Ontario through video consultations and home/hospital visits when needed.
Languages spoken at the firm include English, Korean (한국어), Hebrew, Mandarin, and others depending on lawyer assignment.
Our office is located at 1110 Finch Avenue West, Suite 310, in North York, with parking and TTC access (Finch West subway and bus connections).
Get in touch
Tell us what happened and a lawyer will personally review your case. Personal injury consultations are free and there are no fees unless we win. For all other practice areas, a consultation fee applies.
Prefer to call? (416) 661-4529
Take the next step
If you were injured in a bicycle accident anywhere in Toronto or across Ontario, do not wait. Evidence disappears fast, deadlines are strict, and insurance companies begin building their defence immediately after every crash.
Our bicycle accident injury lawyers offer a free consultation with no obligation. We serve Toronto cyclists and riders across Ontario. Contact our Toronto bicycle accident lawyers today to protect your rights and pursue the full compensation available on your claim. We are available 24/7.
Related practice areas
The same practice, served from our office in North York.
Return to the vehicle accidents hub.
Toronto car accident representation.
Commercial truck collision claims.
Catastrophic motorcycle injury claims.
Pedestrian struck by vehicles.
Streetcar, bus, and TTC injury claims.
Unidentified driver and MVACF claims.
Micro-mobility injury claims.
Texting and inattention crash claims.
Off-road vehicle accident claims.
Cross-border collision claims.
Traumatic brain injury claims.
Spinal cord and paralysis claims.
Statutory accident benefits framework.