Long-Term Disability36 min read
Long Term Disability Denied in Ontario? What to Do Next
Denied long term disability in Ontario? Learn why insurers say no, the two year deadline that traps people, and the steps to fight back and win.
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Personal Injury Articles
Every article we have published on personal injury, newest first.
SABS / Accident Benefits38 min read
Denied Accident Benefits in Ontario? How to Dispute Your Insurer at the LAT
Denied accident benefits in Ontario? Learn how to dispute your insurer at the LAT, the 2-year deadline, the process, and how denials get overturned.
Personal Injury42 min read
Do I Need a Personal Injury Lawyer, and What Do They Cost in Ontario? Contingency Fees Explained
What does a personal injury lawyer cost in Ontario? Contingency fees explained: no win, no fee, percentages, disbursements, HST, costs, and your rights.
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SABS / Accident Benefits38 min read
Can You Get Accident Benefits in Ontario Even If the Crash Was Your Fault?
Yes, Ontario accident benefits are no fault. See what an at fault driver can still claim, the exclusions that apply, and how fault really affects your case.
Car Accidents36 min read
How Long Do You Have to Sue After a Car Accident in Ontario?
In Ontario you usually have 2 years to sue after a car crash, but notice deadlines come far sooner. See every time limit and how to protect your claim.
Personal Injury40 min read
How Much Is My Car Accident Settlement Worth in Ontario? How Payouts Are Calculated
How is a car accident settlement worth in Ontario calculated? Learn the heads of damages, the 2026 deductible, the cap, and what raises or lowers your payout.
SABS / Accident Benefits35 min read
Ontario's 2026 Accident Benefits Overhaul: What Changed on July 1 and What It Means for You
On July 1, 2026 most Ontario accident benefits became optional. See what stayed mandatory, what you now must buy, and how it affects your claim.
Car Accidents5 min read
Hit by a Car While Walking in Toronto: Evidence, Cameras, Signal Timing and the First 72 Hours
Hit by a car while walking in Toronto? Learn the first 72-hour steps, preserve key evidence, protect your rights, and maximize your accident claim.
Personal Injury6 min read
Never Settle With the American Driver First: The Notice Trap That Kills Ontario Claims
Hit by an American driver in Ontario? Learn how one settlement mistake can jeopardize your claim and what to do before accepting any insurance offer.
Truck Accidents5 min read
How Truck Evidence Disappears in Ontario: The 6-Month Rule and the Preservation Letter That Stops It
Truck accident in Ontario? Learn how the 6-month evidence rule works and why sending a preservation letter quickly can help protect your claim.
Personal Injury5 min read
How to Get Out of Ontario's Minor Injury Guideline: The $3,500 Cap and 4 Proven Ways Out
Learn how to get out of Ontario's Minor Injury Guideline (MIG), overcome the $3,500 treatment cap, and qualify for up to $65,000 in accident benefits.
Motorcycle Accidents6 min read
Helmets and Gear in an Ontario Motorcycle Claim: The Helmet Defence and What It's Actually Worth
Injured in an Ontario motorcycle crash? Learn how the helmet defence affects your claim, compensation, and legal rights under Ontario law.
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